Dental Insurance & Financing Options Available Near You

We work with most major PPO and indemnity dental plans, including:

If you're unsure whether your plan works with us, just call, we’ll check it for you!

To verify your insurance, we’ll need the policyholder’s name, date of birth, insurance company, member ID or policy number, and the employer (if applicable). You can call or text us with the info. We’ll take it from there!

On average, most dental insurance plans usually cover approximately 50% of the treatment costs, provided it is approved as a medical necessity. Preventive care (like cleanings and exams) is typically covered in full. Basic treatments (such as fillings) are covered at approximately 70% to 80%. And major procedures, such as crowns or root canals, are covered at around 50%. Keep in mind that every plan is different, coverage amounts and limits vary by plan, and many have an annual maximum, which is often between $1,500 and $3,000. To make sure you're fully covered, recommend checking your plan details ahead of time. Our team is happy to verify your benefits and explain your coverage before starting any treatment.

Dental insurance typically doesn’t cover cosmetic treatments like teeth whitening or veneers. Some plans may also exclude orthodontics, dental implants, or certain pre-existing conditions. Coverage limits, waiting periods, and frequency restrictions (such as how often you can get X-rays or cleanings) also apply.

Absolutely! After verifying your insurance benefits, we will thoroughly explain the coverage, including exams, cleanings, treatments, and any out-of-pocket expenses. Our team is dedicated to ensuring that you have a clear understanding of your coverage, so you can avoid any unexpected surprises.

The main types of dental insurance include PPO, HMO, EPO, and indemnity plans. Each type of insurance plan offers varying levels of coverage and benefits. Here’s a breakdown of the most common types of dental insurance plans and how they work:

● PPO (Preferred Provider Organization): Offers flexibility to choose your dentist and provides partial coverage even out-of-network.

● HMO (Health Maintenance Organization): Requires choosing a primary dentist and only covers in-network providers.

● EPO (Exclusive Provider Organization): Similar to HMOs but typically doesn’t require referrals.

● Indemnity Plans: Let you see any dentist but often involve higher out-of-pocket costs.

At Dental Expressions, we work exclusively with PPO plans to offer you the best balance of flexibility, coverage, and savings.

Even if you're without coverage, we've still got you covered. We offer flexible payment options and accept CareCredit, a payment plan that allows you to divide the cost of your treatment into monthly payments that are easy on your budget. We invite you to inquire about how we can help make care accessible to you.

No, at Dental Expressions, checking your insurance will not incur any additional fees. Verifying your insurance benefits is complimentary, and there is no obligation to purchase services. Also, we handle all insurance paperwork on your behalf, including benefits verification and claim submission. We take the burden off your shoulders so you can focus on your well-being, not the forms.

Of course! You’re welcome to schedule a visit even if you have questions about your insurance. We’ll help you sort through the details so you can get started with confidence.